Don’t look, because we’re told this never can happen, but yet another market emerges in health care, says Mark Perry at Carpe Diem.

It’s the No Insurance Club, wherein for an annual fee of $680 per family, you get “prepaid basic medical services from a participating board-certified physician, with no deductibles, no additional premiums, and no co-payments.”

Prices are all transparent, Perry writes, and if you’re worried about covering unexpected, costly expenses that aren't included in the pre-paid plan, you can get low-cost coverage against such catastrophes.

And all because some doctors want to make money giving people what those people want.

Writes Perry:

“So while Congress debates a government takeover of the entire U.S. health care system, entrepreneurial businesses like The No Insurance Club are providing health care to Americans for about the same monthly cost as a cell phone. Oh, and do you have any pre-existing conditions? With The No Insurance Club, that’s not a problem.”