Today at just a few minutes after 10am, the California Supreme Court upheld the will of the voters by keeping proposition 8 on the books. However, they also upheld the 18,000 marriages that were completed before Nov. 4th. So, obviously, both sides of the proposition are unhappy. But, from an insurance stand-point, where does that leave families who now cannot legalize their union?
The No Insurance Club did some research, and found that services such as Cobra do not apply to California domestic partnerships. With California’s staggering unemployment rate and plummeting markets, this statistically means that California would have the largest Cobra enrollment in the country…presumably.
At the No Insurance Club, families who have been hit by the recession, have lost their jobs, and have been slapped by Prop 8 can still receive all the same benefits as any other married couple. The No Insurance Club offers complete coverage to families of all backgrounds and sizes.
California is one of the few states that actually requires insurance companies to provide comparable health insurance to registered domestic partners, but if one or both of those individual losses their job, they lose their health insurance. There is no Cobra for domestic partners.
Prop 8 handed a blow to many recession-plagued families. However, whether Prop 8 was upheld or knocked down, federal services such as Cobra wouldn’t apply to California same-sex couples. In the long battle for Prop 8 and other similar statewide initiatives, the end result does not affect the amount of federal aid couples who have been laid-off would receive. They would still receive none.
