Health care is a major issue being discussed by your congress even as I write. You may not be concerned but I am. I do not want the government determining my health coverage. I also know many doctors are concerned about the government deciding what and how they can treat a patient. These politicians have no medical degree so what makes them think they can make a proper and good decision for health care? This should not be a government decision but should be between you/me and the doctor. No doubt health care cost needs to be reformed. Reformation should not be in the hands of politicians. I for one do not want them determining my health care. Are you concerned about them determining or allowing them to determine what your health care will be?
The insurance cost for health care is out of sight and continuously goes up each year when your employer renegotiates with insurance companies. The cost increase is not always the determination of the insurance company to just randomly raise your rate just because they want to, but other determining factors. That is a whole other issue and discussion.
I have found an alternative program to get my basic preventative and routine health care. While this is not a full coverage for major medical it is most certainly an excellent program for those of us that are basically healthy but may need to visit the doctor for routine visits. I know myself, and I am sure others feel the same way, I hate to go to the doctor. On occasion I do have to visit the doctor at least for the routine yearly physical, Should I need to go for some other minor health care I have found the cost savings solution.
I have learned about a company called “No Insurance Club”. I would recommend that everyone check this out. If you are cost conscious and interested in learning about this new, innovative and alternate health care program will want to visit their website www.noinsuranceclub.com and check It out. Not sure why this is not more publicized to the public as it is sweeping across the country. From what I understand if your doctor is not in the program and wants to get in the program you can contact the club and they will contact your doctor to get them enrolled.
If you have recently lost your job and can’t afford the cost of insurance on your own you most definitely want to check out the ‘No Insurance Club. If you are tired of the high cost of insurance you will want to check out the ‘No Insurance Club’. If you are looking for an alternative to the high cost of health care you will want to look at the ‘No Insurance club’. The ‘No Insurance Club’ is an affordable alternative with its unique and innovative way to get your health care coverage.
Another great feature about the ‘No Insurance Club’ is that it can be used along with your existing insurance coverage and can be paid out of your HSA and eliminate your co-pays for your doctor visits. Also you then can just elect to carry only the catastrophic type insurance and decrease your full health care cost drastically. This is what I have chosen to do. All in all it is a great saving program during these hard economic times. I am voluntarily writing this rave review by first- hand knowledge. Janette
Increase in annual HSA contribution. Previously, the maximum HSA contribution was the lesser of the deductible of the individual’s HSA-eligible plan or a statutory maximum. The new rules make the limit the statutory maximum contribution, regardless of the individual’s deductible. For 2007, the maximum contribution for an eligible individual with self-only coverage is $2,850, and the maximum contribution for an eligible individual with family coverage is $5,650. These limits are indexed for inflation. Article Source: http://5star-articles.com
Full HSA contribution regardless of month individual becomes eligible. Normally, the HSA contribution is pro rated based on the number of months that an individual during the year a person was an eligible individual. The new provisions provide an exception to this rule that will allow individuals who become covered under an HSA-eligible plan in a month other than January to make the maximum HSA contribution for the year based on their coverage in the last month of the year. This eliminates a common barrier to switching to HSA-eligible coverage. If an individual does not stay in the HSA-eligible plan 12 months following the last month of the year of the first year of eligibility, the amount which could not have been contributed except for this provision will be included in income and subject to a 10 percent additional tax. Article Source: http://5star-articles.com
